Imagine there is a bank that credits your accounts each morning with $86,400. It carries over no balance from day to day. Every evening it deletes whatever part of your balance you failed to use during the day.

What would you do?

Draw Out Every Cent!

Each of us is just such a bank. Its name is time. Time credits you everyday with 86,400 seconds. Every night it writes it off, as lost, whatever of this you have failed to invest. It carries over no balance. It allows no overdraft. Each day it opens a new account for you. If you fail to use the day's deposit, the loss is yours. There is no drawing against "tomorrow". You must live in the present on today's deposits. The clock is running.

Make the most of today!

What is the value of time?

To realize the value of one year, ask a student who failed a grade.

To realize the value of one month, ask a mother who gave birth to a premature baby. To realize the value of one week, ask the editor of a weekly newspaper. To realize the value of one day, ask the builder every day it rains.

To realize the value of one minute, ask a person who just avoided an accident.

To realize the value of one millisecond, ask the athlete who won the silver medal in the Olympics.

Remember that time waits for no one. Yesterday is history, tomorrow is a mystery, today is a gift - that's why it's called a present.

Make the most of your time all the time!

(From Dig This, June 1999)